摘要:本书主要研究英美金融体系的兴衰,以及中国如何通过互联网金融战略实现金融崛起。首先,“纵向”进行基于历史维度300年的时期比较,“横向”进行基于国家维度的英美国别比较,研究英美金融模式的兴衰,以期提供一个广阔视角;其次,分析英美金融模式对中国的历史启示,研究互联网金融的兴起,探讨互联网金融的内涵,强调融合“守正出新”理念,构建将互联网金融和金融互联网有机结合的新型金融体系;再次,依据罗伯特·默顿金融体系六大功能理论,谈互联网金融如何促进金融体系的完善并服务于实体经济;然后,总结英美金融道路的教训,谈中国互联网金融战略如何基于中国“国家禀赋”,构建效率与稳定动态平衡的新型金融体系;最后,给出政策建议,强调实施以“人民币国际化”为核心的国际金融战略和以互联网金融为主体的国内金融战略,呈现“国际国内两个战略”“双轮驱动”“三步走”的中国新型金融崛起模式。
关键词:英美金融模式 互联网金融 金融体系金融崛起
Abstract: This book mainly studied the rise and fall of English and American financial systems and how to achieve China's financial rise through Internet financial strategy. This book analyzed the development of English and American financial systems in the past three hundred years from a historical point of view. Also,it compared the differences between the financial system of Great Britain and of United States from a national point of view. Therefore,it obtained the historical experience that financial development and the real economy are complementary,and financial efficiency and financial stability are indispensable. Based on the historical experience of the English and American financial model,China should seize the opportunity to regulate the development of Internet finance as well as to achieve the concurrence of Internet finance and conventional finance,in order to build up a new financial system with efficient and stable dynamic equilibrium,and then achieve the financial rise of great power.
Key Words: English and American Financial Model;Internet Finance; Financial System; The Rise of Finance